After 8 long months, football season is upon us, and with it comes traditional tailgates and good old fashioned get togethers at your home. Regardless if you’re a Bengals fan or a Browns fan it’s important to know you are covered for those unexpected events and we’re not talking about Cleveland winning. Are you protected if your neighbor trips and falls in the living room while celebrating a touchdown? What happens if someone is injured on the grill? Good insurance coverage is your defense for potential liability claims against you. Don’t get caught off guard without these key coverages.
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Homeowner Insurance policies have a coverage called Medical Payments to Others. This coverage is designed to pay medical expenses to guests who are injured in your home regardless of who’s at fault. This limit is usually anywhere from $1,000 to $5,000. Homeowner’s policies also offer liability coverage.  This covers incidents you are legally responsible for. These limits are much larger and tend to be anywhere from $100,000 to $500,000. You can extend your liability limits to $1 million and above with the purchase of an Umbrella Policy. The extra Umbrella protection on average cost around $160 a year.

​Spicy Jalapeno Dip
Ingredients:
2 8oz Crème Cheese (Softened)
1 Cup Mayo
1 4oz Can of Green Chilies (Drained)
1 4oz can of Jalapenos (Drained)
½ Cup of Mexican Cheese
½ Cup of Mozzarella
 
Crust
1 Cup Planko
½ Cup Parmesan
 
Preheat Oven to 350
Mix Crème Cheese, Mayo, Chilies, Jalapenos, Mexican cheese, & Mozzarella in pan or glass dish.
Layer it on top with parmesan and planko for the crust
Add some optional Jalapenos on top for extra taste
Bake for 20/25 minutes

Kelsey has been with Buckner Insurance for 8 years this February. She is licensed in Personal and Commercial Insurance. She loves sports, specifically the Bengals & the Reds. She has a Bernese Mountain Dog named Griff after Blake Griffin. She was our front office girl and recently moved to her own office this past year. Kelsey loves to cook and is sharing her potato soup recipe with us!!
 
If you could choose one celebrity to hire and work with in the office who would it be and why?
I WOULD HIRE RACHEL HOLLIS. SHE IS SUCH AN INSPIRATION. SHE WOULD ALWAYS BE UPLIFTING AND SUPPORTIVE
 
If you could only eat 3 foods for the rest of your life what would they be?
TACOS, PIZZA, AND ICE CREAM
 
What is your favorite quote?
“BE THE CHANGE YOU WISH TO SEE IN THE WORLD”
 
Do you believe we should get a dog for the office? If so, what kind and what would you name it?
YES YES YES. Get a Bernese mountain dog named BUCKY!
 
Best concert you have ever been to?
BLINK 182 OR CHRIS YOUNG