After 8 long months, football season is upon us, and with it comes traditional tailgates and good old fashioned get togethers at your home. Regardless if you’re a Bengals fan or a Browns fan it’s important to know you are covered for those unexpected events and we’re not talking about Cleveland winning. Are you protected if your neighbor trips and falls in the living room while celebrating a touchdown? What happens if someone is injured on the grill? Good insurance coverage is your defense for potential liability claims against you. Don’t get caught off guard without these key coverages.
Homeowner Insurance policies have a coverage called Medical Payments to Others. This coverage is designed to pay medical expenses to guests who are injured in your home regardless of who’s at fault. This limit is usually anywhere from $1,000 to $5,000. Homeowner’s policies also offer liability coverage. This covers incidents you are legally responsible for. These limits are much larger and tend to be anywhere from $100,000 to $500,000. You can extend your liability limits to $1 million and above with the purchase of an Umbrella Policy. The extra Umbrella protection on average cost around $160 a year.
Don’t get called for a flag, Watch for these hazards:
SPicy Jalapeno Dip Recipe
Spicy Jalapeno Dip
2 8oz Crème Cheese (Softened)
1 Cup Mayo
1 4oz Can of Green Chilies (Drained)
1 4oz can of Jalapenos (Drained)
½ Cup of Mexican Cheese
½ Cup of Mozzarella
1 Cup Planko
½ Cup Parmesan
Preheat Oven to 350
Mix Crème Cheese, Mayo, Chilies, Jalapenos, Mexican cheese, & Mozzarella in pan or glass dish.
Layer it on top with parmesan and planko for the crust
Add some optional Jalapenos on top for extra taste
Bake for 20/25 minutes
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