Insurance Madness

By: Ashley A. Alford at Buckner Insurance
Did you know the odds of picking a perfect March Madness bracket is a mere 1 in  9,223,372,036,854,775,808. That is 1 in 9.2 quintillion, according to many mathematicians! Each year, fans spend countless hours working on their brackets. Some are more familiar with Duke’s perimeter shot than their own insurance policies… even though the odds of getting hit by an uninsured driver or having a major loss to your home or business, are astronomically higher than a 16 seed upsetting a 1.

At Buckner insurance, we are all too familiar with the game of statistics. We know anything can happen at any time to even those with the best odds. Like all teams preparing for their season, it’s best to have a game plan and be ready. Life moves at a fast pace just like basketball and you never know when a turnover could cost you the game.

Start with reviewing all of your policies with your agent at least once a year or every time you have a major life event, like adding new players to your team, when your oldest goes off to the Pros, when you acquire that championship ring, or build a new stadium. We are here not only to help coach you but also to protect you. Think of us as your full court press defense against life’s unexpected!

According to the Insurance Information Institute here are some interesting insurance statistics that could better help you prepare:

• 1 in 20 homes has a claim each year. 
• About 1 in 50 insured homes has a property damage claim related to wind or hail each year.
• As of 2018, Ohio was number 8 in the Top 10 for most vehicles stolen at almost 20,000. (Comprehensive is a very affordable coverage!)
• The most stolen vehicles were a (1) Honda Civic (2) Honda Accord and (3) Ford Pickup.
• The holiday with the most number of vehicle thefts is (1) New Year’s Day (2) President’s Day and (3) Halloween.
• In 2018, on average a fire department responded to a fire every 24 seconds in the US. A home fire was every 87 seconds and fires in vehicles were every 2 minutes and 54 seconds. ( Also covered under comprehensive!)
• In 2015, Ohio was ranked 22, for number of drivers driving uninsured.​

PREMIER HEALTH FLYIN’ TO THE HOOP 
I am sure most of you are familiar with the Premier Health Flyin’ To The Hoop High School Basketball Invitational.  The event is currently ranked as the #2 Basketball Showcase for high school basketball nationwide per CBS Sports / MaxPreps. 

20,000+ fans, college coaches and media attend the event each year which pumps over $1.9M into the local Dayton economy annually. It’s really an amazing thing to check out if you haven’t already! Did you also know that Buckner Insurance actually provides the insurance for this awesome event?! Don’t just think of us for your personal insurance needs. We have a very large and unique scope into different things we can insure. We have coverage available for all of your events; everything from 5K’s, Fundraisers, Sporting events, to Goat yoga!

Buckner Insurance has been wonderful to work with over the years insuring my event. Jonathan and the team are very professional and I cannot say enough about them. ”
​– Eric Horstman  Founder and President